Effective date: August 23, 2026
These Website Terms govern your use of the Eight19 Financial Group website. By using the website, you agree to these terms.
Educational purpose
Website information is provided for general credit and financial education. It is not legal advice, tax advice, individualized financial advice, or a promise of any particular outcome.
No client relationship from website use
Browsing the website or submitting a consultation request does not create a client relationship. Services begin only after required disclosures are provided, a compliant written agreement is signed, the applicable cancellation period has expired, and any other onboarding requirements are completed.
No guarantees
Results vary by individual. Eight19 Financial Group does not guarantee deletion of accurate or verifiable information, a particular credit score increase, financing, housing, employment, or loan approval. Decisions made by credit bureaus, furnishers, lenders, landlords, and other third parties are outside our control.
Consumer rights
You may dispute inaccurate information directly with consumer reporting agencies and information furnishers without hiring a credit repair organization. Services offered by Eight19 Financial Group do not limit your rights under federal or state law.
Permitted use
You may use this website only for lawful personal or business information purposes. You may not interfere with website operation, attempt unauthorized access, introduce malicious code, impersonate another person, or misuse website content.
Intellectual property
The Eight19 Financial Group name, branding, original text, graphics, and website design are owned by or licensed to Eight19 Enterprises unless otherwise stated. They may not be copied or commercially reused without permission.
Third party links and services
Links to independent websites are provided for convenience. Eight19 Financial Group does not control or endorse every third party service and is not responsible for its content, availability, security, or practices.
Availability and limitation
We work to keep website information accurate and available but do not promise uninterrupted access or error-free content. To the fullest extent permitted by applicable law, Eight19 Financial Group is not liable for indirect or consequential losses arising solely from use of this website. Nothing in these terms limits rights that cannot legally be waived.
Governing law
These website terms are governed by applicable federal law and the laws of the State of Alabama, without overriding consumer protections that apply in another jurisdiction.
Changes and contact
We may update these terms as the website or services change. Questions may be submitted through the Contact page.